Welcome to Integrated Advisory Group Pty Ltd ("Company", "we", "our", "us"). These Terms of Use ("Terms") govern your access to and use of our website, www.integratedadvisory.com.au ("Website"), and any services provided by us ("Services"). By accessing or using our Website or Services, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our Website or Services.

1. Acceptance of Terms By accessing and using our Website, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy.

2. Services Provided Our Website offers consulting services and related content for informational purposes only. Any advice or guidance provided does not constitute legal, financial, or professional advice.

3. Eligibility To use our Services, you must be at least 18 years old or have the legal capacity to enter into a binding agreement in Australia.

4. Intellectual Property All content, trademarks, and materials on our Website are owned by or licensed to us. You may not copy, distribute, or reproduce any content without our prior written permission.

5. User Responsibilities You agree to use our Website and Services only for lawful purposes and not to engage in any activity that may harm or interfere with the Website's operation.

6. Limitation of Liability To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our Website or Services.

7. Third-Party Links Our Website may contain links to third-party websites. We are not responsible for the content or policies of these external sites.

8. Termination We reserve the right to suspend or terminate your access to our Website or Services if you violate these Terms.

9. Governing Law These Terms are governed by the laws of Australia. Any disputes shall be resolved in the courts of New South Wales.

10. Changes to Terms We may update these Terms from time to time. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

11. Contact Us If you have any questions regarding these Terms, please contact us at [email protected].